But honestly Iâ€™m not a decision maker in financing. When I read your ebook, Iâ€™m thinking of add another 28K to that amount. So after discuss the bank officer told me, for 28K, for 15 years, mthly repayment is RM 222.
Would you please advise me on below problem; Debt 1; Personal loan with bank rakyat; balance is total RM 35K. My intention is to reduce the MRI, monthly repayment installment.
As introductory, Iâ€™m female, age 33, working in a factory. Iâ€™m in debt of personal loan, housing loan, credit card loan. Debt 2; housing loan, balance is 12 years, mthly is RM 850, rates(forgot).
However Iâ€™m also having passive income, if thatâ€™s correct to describe my monthly income from 3 acre land of kelapa sawit. Iâ€™m planning on refinancing my housing loan, which is 71K (plus insurance), for 15 years (rates; 1st ~ 3 yrs: 4.9%, 4th yrs onwards : 5.01 %), mthly will be RM 565.
Hi, Mr Lau, First of all, many thanks to you for giving me the free e-book.
Itsâ€™ worth reading, cause Iâ€™m aware of unit trust investment now.
With a loan through Avant.com, your interest rate is fixed.
You’ll know exactly what your monthly payments are and how many of them you’ll need to make in order to pay off your loan.